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As a community bank, we believe it's so important to support our customers in times of need, and we know many of you may be negatively impacted by the Coronavirus precautions currently being taken. We are grateful to be able to offer you the following special programs and commit to approach each situation with the utmost respect and compassion. If you need a little extra help, please don't hesitate to reach out to us!

Personal & Business Recovery Loans

Special low-interest loans for business or personal use designed specifically to assist in the recovery process.

TERM:  180-day loan program
INTEREST RATE:  3.25% Annual Percentage Rate (APR) single-payment loan.
THE FINE PRINT: 

  • Must be a Texas First Bank Personal or Business customer
  • Must meet standard loan requirements, including credit scores, financial information, and cash flow
  • For new purposes only; cannot be used to payoff existing loans or debt
  • Limited time offer begins March 20, 2020 and ends June 3, 2020
For more information on applying for a COVID-19 Personal or Business Recovery Loan, contact your Loan Officer or call us at 409-766-5499.
 

Loan Payment Extensions

30, 60, and 90-day extensions on existing loan payments (personal or commercial) are available for qualified customers, based on circumstances and need.
 
To request an extension on a bank loan, contact your Loan Officer or call us at 409-766-5499.
 

Credit Card Help

Skip-a-payment and credit card limit increase options are available for those who need a little extra time to make their credit card payment or a higher card limit to assist with coronavirus-related expenses. Subject to credit approval.
 
To request a skip-a-payment or increase your card limit, contact our Visa Department at 409-908-9949.
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