Kasasa Cash Checking
Get high-interest rewards with no minimum balance requirements or monthly service fees. We call it Kasasa Cash® from Texas First Bank — checking that works hard for you and your money.
- Rewards checking that pays high interest:
- Earn 2.01% APY* on balances less than or equal to $10,000
- Earn 2.01% to 0.10% APY* on balances over $10,000, depending on the balance in your account
- Earn 0.05% APY* if qualifications are not met
- Refunds on ATM withdrawal fees, nationwide (up to $42 monthly)*
- No monthly service fee
- No minimum balance to earn rewards
- Free online banking and bill pay
- Free mobile banking with mobile deposit
- Free Visa® debit card
- Free eStatements
- Free telephone banking
- Unlimited check writing
- $50 minimum deposit to open
Earning Rewards Isn't Just Easy — It's a Snap!
Qualifying to earn your Kasasa Cash rewards is so easy, you're probably already doing it! To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each Monthly Qualification Cycle:
- Have at least 1 automatic payment or direct deposit post and settle
- Have at least 10 debit card purchases post and settle*
- Be enrolled in and agree to receive eStatements
See? That's all there is to it! And if you don't meet your qualifications during the cycle, you still won't pay a monthly service fee — and you'll even earn our base rate. Then you can get right back to earning your full rewards the very next month!
Qualification Information: Account transactions and activities may take one or more days to post and settle to the account, and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. "Monthly Qualification Cycle" means the period beginning on the last business day of the prior month to one business day prior to the last business day of the current month. Business Days include Monday through Friday, excluding Federal Holidays. "Statement Cycle" means the period of time for which Texas First Bank provides a summary of the financial activities and transactions that post and settle to the accountholder’s account.
Reward Information: Must meet the following qualifications each Monthly Qualification Cycle to receive reward: Have at least 1 automatic payment or direct deposit post and settle, Have at least 10 debit card purchases post and settle, Be enrolled in and agree to receive eStatements. When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, (1) balances less than or equal to $10,000 receive 1.99% interest rate and APY of 2.01%; and balances over $10,000 earn 0.10% interest rate and APY of 2.01% to 0.10% depending on the balance in your account (2) you will receive reimbursements up to an aggregate total of $42 for nationwide ATM withdrawal fees imposed by other financial institutions and incurred during the Monthly Qualification Cycle in which you qualified. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. When Kasasa Cash qualifications are not met, all balances in the account earn 0.05% APY, and ATM withdrawal fees are not refunded. Interest and ATM withdrawal fee reimbursements will be credited to your Kasasa Cash account on the last day of the current statement cycle. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.
Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, and other requirements apply. $50 minimum deposit is required to open the account. Contact one of our bank's customer service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC.
Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.
Rates accurate as of March 17. 2020.